Finance Hub provides access to development funding in the UK for residential, commercial, and mixed-use property projects, helping developers and investors secure tailored finance solutions at every stage of their project lifecycle.
Finance Hub connects clients to lenders and finance providers in the UK that are willing to provide development funding for property projects at various stages. This is the kind of finance that is usually applied to the purchase of land, the development of homes, commercial buildings, and refurbishment projects.
The project plan, total development costs, borrower experience, and exit strategy are all considered when assessing each application. We assist borrowers in finding suitable lending solutions. Different lenders may have different loan terms, interest rates, and requirements, so it's important to compare facilities before deciding on a loan.
Whether it’s for new builds, renovations, or land purchases, Finance Hub provides flexible financing options that can be well-adjusted to your project’s unique needs.
Borrow £5,000 to £25 million within days. Our system is designed to support time-sensitive property projects and development finance needs.
Borrow in one large amount or several smaller amounts across different property types, including residential in line with your work schedule to keep costs down.
No upfront arrangement fees or solicitor costs are incurred; we are ensuring a transparent approach to bridging finance and property development funding.
Since 2016, we've lent millions to Scottish property, supporting investors and developers with consistent funding across multiple years in the UK property market.
We can help businesses access flexible financing options to help support growth, cash flow, and expansion. We offer funding options that enable quick decisions and reliable support throughout your business journey.
Finance Hub offers access to development finance solutions for property developers, investors, and construction in the UK. Our funding solutions are designed to fit the project from the acquisition to development to completion to refinancing. We have access to a large panel of lenders and finance specialists who can help our clients obtain competitive funding solutions that fit their project goals, timelines, and cash flow needs. Whether you’re a first-time developer or an investor with a more seasoned eye for a large-scale project, Finance Hub provides the expertise and financial resources necessary to make property projects a profitable investment.
We have a wide range of experience in development finance, property funding, and commercial lending, which enables us to help developers and investors access appropriate funding solutions with confidence. We prioritize speed, flexibility, and expert support throughout the funding process.
We stand out as a trusted provider of development funding in the UK because of our:
Development funding applications are typically assessed based on the project, funding requirements, and exit strategy. Finance Hub helps clients access suitable funding solutions for their development goals.
Contact us to discuss your project’s requirements.
Provide the necessary documents.
Our team evaluates your application.
Once approved, receive your funds quickly.
At Finance Hub, we ensure a transparent and straightforward application process, adhering to the following criteria:
Contact us to discuss your project’s requirements.
Provide necessary documents like project plans and financial details.
Our team evaluates your application and project feasibility.
Once approved, receive your funds quickly.
Access development funding from £5,000 to £25 million with fast funding decisions tailored to the requirements of your property project.
Finance Hub offers development financing and bridging financing (upon eligibility, approval, and security check). Project details and borrower profiles are used to evaluate all applications.
The terms of the funding depend on the lender’s requirements, such as the size, the structure, and the duration. Funding may be rejected or withdrawn if there is misrepresentation. Applications from outside the country will need further verification.
Project-specific conditions can be included at each facility. Finance Hub is regulated under the UK regulatory framework and reserves the right to terminate and/or modify agreements as required
Development funding provides financial support for projects that improve communities, create opportunities, and promote sustainable economic growth.
1.1 Applicants must meet the specified eligibility criteria, including but not limited to:
● A minimum age of 18 years.
● Project location within the UK (except Northern Ireland at present).
● Submission of accurate and verifiable personal and project information.
1.2 Finance Hub reserves the right to reject applications that fail to meet these criteria or are found to contain incomplete, false misleading information.
2.1 All funding is subject to a comprehensive credit assessment and project evaluation conducted by Finance Hub. Approval is not guaranteed and Finance Hub retains the discretion to approve or deny any application.
2.2 The approval process requires the submission of all requested documentation, including proof of project ownership, development plans and financial records, within the stipulated timeline.
3.1 A first charge security is a mandatory condition for all approved funding solutions.
3.2 Additional security may be required at Finance Hub’s discretion, particularly for projects exceeding standard risk thresholds.
3.3 If the borrower defaults on repayment or fails to meet agreed upon obligations, Finance Hub reserves the right to take possession of the secured property or assets.
4.1 Interest rates and repayment terms will be explicitly outlined in the funding agreement and are tailored to the specifics of the project.
4.2 Any delay or default in repayment will incur additional charges, including penalty fees, as specified in the agreement.
4.3 Changes to repayment schedules must be requested in writing and are subject to Finance Hub’s approval.
5.1 Any misrepresentation, falsification, omission of key information in the application process will result in immediate disqualification of the application.
5.2 If such issues are identified after funding has been disbursed, Finance Hub reserves the right to demand immediate repayment of all funds, along with applicable penalties.
6.1 Applications from non residents of the UK will be considered on a case by case basis and must comply with additional documentation and security requirements.
6.2 Finance Hub reserves the right to impose stricter terms for non resident applicants, including higher interest rates or additional security.
7.1 Funding is limited to projects related to residential, commercial and mixed-use developments, land purchases and renovations, as per the criteria set by Finance Hub.
7.2 Projects must demonstrate feasibility and adherence to local regulations and planning approvals. Failure to meet these requirements may result in withdrawal of funding.
8.1 Finance Hub reserves the right to amend these terms and conditions at any time. Such amendments will be communicated to applicants and borrowers as necessary.
8.2 The funding agreement may be terminated by Finance Hub in the event of a breach of terms, including but not limited to:
● Default on repayment obligations.
● Use of funds for purposes other than those outlined in the agreement.
● Violation of applicable laws or regulations.
9.1 All funding agreements are governed by and constructed in accordance with the laws of England and Wales.
9.2 Any disputes arising from or related to the funding agreement will be subject to the exclusive jurisdiction of the courts of England and Wales.
10.1 Approval of funding and the terms thereof are at the sole discretion of Finance Hub. The company is not liable for any losses incurred due to delays, non approval of other factors outside its control.
10.2 Finance Hub does not provide financial or legal advice. Applicants are encouraged to seek independent advice before entering into any agreement.
We provide tailored funding solutions to help businesses and organizations achieve sustainable growth with confidence.
Our experts help you identify the right funding opportunities and create strategies for long-term development and success.
Loans provide accessible and adaptable financing to help businesses invest in inventory, equipment, expansion projects.
We have a wide range of experience in development finance, property funding, and commercial lending, which enables us to help developers and investors access appropriate funding solutions with confidence. We prioritize speed, flexibility, and expert support throughout the funding process.
1.1 Applicants must meet the specified eligibility criteria, including but not limited to:
● A minimum age of 18 years.
● Project location within the UK (except Northern Ireland at present).
● Submission of accurate and verifiable personal and project information.
1.2 Finance Hub reserves the right to reject applications that fail to meet these criteria or are found to contain incomplete, false misleading information.
2.1 All funding is subject to a comprehensive credit assessment and project evaluation conducted by Finance Hub. Approval is not guaranteed and Finance Hub retains the discretion to approve or deny any application.
2.2 The approval process requires the submission of all requested documentation, including proof of project ownership, development plans and financial records, within the stipulated timeline.
3.1 A first charge security is a mandatory condition for all approved funding solutions.
3.2 Additional security may be required at Finance Hub’s discretion, particularly for projects exceeding standard risk thresholds.
3.3 If the borrower defaults on repayment or fails to meet agreed upon obligations, Finance Hub reserves the right to take possession of the secured property or assets.
4.1 Interest rates and repayment terms will be explicitly outlined in the funding agreement and are tailored to the specifics of the project.
4.2 Any delay or default in repayment will incur additional charges, including penalty fees, as specified in the agreement.
4.3 Changes to repayment schedules must be requested in writing and are subject to Finance Hub’s approval.
5.1 Any misrepresentation, falsification, omission of key information in the application process will result in immediate disqualification of the application.
5.2 If such issues are identified after funding has been disbursed, Finance Hub reserves the right to demand immediate repayment of all funds, along with applicable penalties.
6.1 Applications from non residents of the UK will be considered on a case by case basis and must comply with additional documentation and security requirements.
6.2 Finance Hub reserves the right to impose stricter terms for non resident applicants, including higher interest rates or additional security.
7.1 Funding is limited to projects related to residential, commercial and mixed-use developments, land purchases and renovations, as per the criteria set by Finance Hub.
7.2 Projects must demonstrate feasibility and adherence to local regulations and planning approvals. Failure to meet these requirements may result in withdrawal of funding.
8.1 Finance Hub reserves the right to amend these terms and conditions at any time. Such amendments will be communicated to applicants and borrowers as necessary.
8.2 The funding agreement may be terminated by Finance Hub in the event of a breach of terms, including but not limited to:
● Default on repayment obligations.
● Use of funds for purposes other than those outlined in the agreement.
● Violation of applicable laws or regulations.
9.1 All funding agreements are governed by and constructed in accordance with the laws of England and Wales.
9.2 Any disputes arising from or related to the funding agreement will be subject to the exclusive jurisdiction of the courts of England and Wales.
10.1 Approval of funding and the terms thereof are at the sole discretion of Finance Hub. The company is not liable for any losses incurred due to delays, non approval of other factors outside its control.
10.2 Finance Hub does not provide financial or legal advice. Applicants are encouraged to seek independent advice before entering into any agreement.
Find quick answers about development funding, eligibility, and the application process. This section explains how Finance Hub supports your funding needs in the UK.
Interest rates for development funding in the UK typically range between 5% and 10% annually, depending on factors like loan size, borrower experience and the LTC or loan to GDV (LTGDV) ratio.
Development finance brokers generally charge 1% to 2% of the loan amount. Some brokers may also charge additional fees, such as consultation or success fees.
Options for development funding in the UK include:
1- Development Finance Loans are tailored for specific development needs.
2- Bridging Loans are short term funding solutions.
3- Private Investors are funds from venture capitalists or angel investors.
4- Equity Partnerships are shared costs and profits with partners.
5- Conventional Bank Loans are suitable for low risk projects with strong financial profiles.
The process typically involves:
1- Application Submit project details (budget, timeline, plans).
2- Approval The lender assesses risk and project viability.
3- Funding Funds are released in stages based on project milestones.
4- Repayment Usually done through refinancing or the sale of the completed project.
Development Finance
Gradual disbursement for property development or renovation projects in the UK.
Bridging Finance
Short term loans for urgent needs, such as securing property or land before long term funding
Most lenders offer up to 70–75% of the GDV, while some may go up to 80% with additional security.
Yes, some lenders provide funding to first time developers. Partnering with an experienced builder or project manager can increase your approval chances.
Approval can take anywhere from 1 day to a few weeks, depending on the lender and the complexity of the project.
Lenders typically require a first charge on the property being developed. Additional security, such as personal guarantees or charges on other assets, may also be requested.
Options for securing additional funding include:
1- Using contingency funds from the original budget.
2- Requesting further advances from the lender.
3- Arranging a bridging loan or private funding.
